VA Jumbo Loan Limit2018-11-28T05:27:43+00:00

VA Jumbo Loan Limit

What is the VA Loan Limit?

While the typical limit for conventional VA loans is $484,350, individual counties may have conventional VA loan limits as high as $679,650 depending on the local cost of living. If you need a loan for more than the typical $484,350, you may not need a VA Jumbo loan if you live in a county with a higher limit.  To see if you qualify for a higher loan limit based on your county, check the chart below. Veterans who want to buy a home with a price tag above the conventional loan limit – but do not live in a qualifying county – may still purchase a home using a VA Jumbo loan.

What is a VA Jumbo Loan?

VA Jumbo loans are loans that exceed standard county limits (typically $484,350). Unlike conventional VA loans, a VA Jumbo loan requires a small down payment. For example, a Veteran looking to purchase a $550,000 home in a county with a standard $484,350 loan limit may need to put 25% of the difference down, or $25,000. The required down payment on VA Jumbo loans are typically far lower than those on regular Jumbo loans and feature some of the most affordable rates available.

Why Choose Hurst Lending & Insurance’s VA Loan Experts?

Hurst Lending & Insurance has a served veterans with programs, such as our VA Construction loan and Texas Vet loan programs, for many years. We strive to ensure all of our customers are able to purchase their ideal home at the most affordable price. In fact, more than 70% of our mortgage and insurance business is from repeat or referred customers!

Click Here for a VA Jumbo Loan!

Does my County Qualify for a Higher VA Loan Limit?

STATE COUNTY 2017 VA LOAN LIMITS REGIONAL LOAN CENTER
AK ALEUTIANS EAST $636,150 DENVER
AK ALEUTIANS WEST $636,150 DENVER
AK ANCHORAGE $636,150 DENVER
AK BETHEL $636,150 DENVER
AK BRISTOL BAY $636,150 DENVER
AK DENALI $636,150 DENVER
AK DILLINGHAM $636,150 DENVER
AK FAIRBANKS NORTH $636,150 DENVER
AK HAINES $636,150 DENVER
AK HOONAH-ANGOON $636,150 DENVER
AK JUNEAU $636,150 DENVER
AK KENAI PENINSULA $636,150 DENVER
AK KETCHIKAN GATEWAY $636,150 DENVER
AK KODIAK ISLAND $636,150 DENVER
AK KUSILVAK CENSUS AREA $636,150 DENVER
AK LAKE AND PENINSULA $636,150 DENVER
AK MATANUSKA-SUSITNA $636,150 DENVER
AK NOME $636,150 DENVER
AK NORTH SLOPE $636,150 DENVER
AK NORTHWEST ARCTIC $636,150 DENVER
AK PETERSBURG CENSUS AREA $636,150 DENVER
AK PRINCE OF WALES-HYDER $636,150 DENVER
AK SITKA $636,150 DENVER
AK SKAGWAY MUNICIPALITY $636,150 DENVER
AK SOUTHEAST FAIRBANKS $636,150 DENVER
AK VALDEZ-CORDOVA $636,150 DENVER
AK WRANGELL
CITY/BOROUGH
$636,150 DENVER
AK YAKUTAT CITY $636,150 DENVER
AK YUKON-KOYUKUK $636,150 DENVER
CA ALAMEDA $636,150 PHOENIX
CA ALPINE $463,450 PHOENIX
CA CONTRA COSTA $636,150 PHOENIX
CA EL DORADO $488,750 PHOENIX
CA LOS ANGELES $636,150 PHOENIX
CA MARIN $636,150 PHOENIX
CA MONO $529,000 PHOENIX
CA MONTEREY $575,000 PHOENIX
CA NAPA $636,150 PHOENIX
CA NEVADA $477,250 PHOENIX
CA ORANGE $636,150 PHOENIX
CA PLACER $488,750 PHOENIX
CA SACRAMENTO $488,750 PHOENIX
CA SAN BENITO $636,150 PHOENIX
CA SAN DIEGO $612,950 PHOENIX
CA SAN FRANCISCO $636,150 PHOENIX
CA SAN LUIS OBISPO $586,600 PHOENIX
CA SAN MATEO $636,150 PHOENIX
CA SANTA BARBARA $636,150 PHOENIX
CA SANTA CLARA $636,150 PHOENIX
CA SANTA CRUZ $636,150 PHOENIX
CA SOLANO $431,250 PHOENIX
CA SONOMA $595,700 PHOENIX
CA VENTURA $636,150 PHOENIX
CA YOLO $488,750 PHOENIX
CO ADAMS $493,350 DENVER
CO ARAPAHOE $493,350 DENVER
CO BOULDER $529,000 DENVER
CO BROOMFIELD $493,350 DENVER
CO CLEAR CREEK $493,350 DENVER
CO DENVER $493,350 DENVER
CO DOUGLAS $493,350 DENVER
CO EAGLE $636,150 DENVER
CO ELBERT $493,350 DENVER
CO GARFIELD $636,150 DENVER
CO GILPIN $493,350 DENVER
CO HINSDALE $427,800 DENVER
CO JEFFERSON $493,350 DENVER
CO LAKE $625,500 DENVER
CO OURAY $425,500 DENVER
CO PARK $493,350 DENVER
CO PITKIN $636,150 DENVER
CO ROUTT $625,500 DENVER
CO SAN MIGUEL $625,500 DENVER
CO SUMMIT $625,500 DENVER
CT FAIRFIELD $601,450 CLEVELAND
DC DISTRICT OF COLUMBIA $636,150 ROANOKE
FL COLLIER $450,800 ST. PETERSBURG
FL MONROE $529,000 ST. PETERSBURG
GA GREENE $515,200 ATLANTA
GU GUAM $636,150 HONOLULU
HI HAWAII $636,150 HONOLULU
HI HONOLULU $721,050 HONOLULU
HI KALAWAO $657,800 HONOLULU
HI KAUAI $713,000 HONOLULU
HI MAUI $657,800 HONOLULU
ID BLAINE $625,500 DENVER
ID CAMAS $625,500 DENVER
ID LINCOLN $625,500 DENVER
ID TETON $636,150 DENVER
MA BRISTOL $426,650 CLEVELAND
MA DUKES $636,150 CLEVELAND
MA ESSEX $598,000 CLEVELAND
MA MIDDLESEX $598,000 CLEVELAND
MA NANTUCKET $636,150 CLEVELAND
MA NORFOLK $598,000 CLEVELAND
MA PLYMOUTH $598,000 CLEVELAND
MA SUFFOLK $598,000 CLEVELAND
MD ANNE ARUNDEL $517,500 ROANOKE
MD BALTIMORE $517,500 ROANOKE
MD BALTIMORE CITY $517,500 ROANOKE
MD CALVERT $636,150 ROANOKE
MD CARROLL $517,500 ROANOKE
MD CHARLES $636,150 ROANOKE
MD FREDERICK $636,150 ROANOKE
MD HARFORD $517,500 ROANOKE
MD HOWARD $517,500 ROANOKE
MD MONTGOMERY $636,150 ROANOKE
MD PRINCE GEORGE’S $636,150 ROANOKE
MD QUEEN ANNE’S $517,500 ROANOKE
MP NORTHERN ISLAND $524,400 HONOLULU
MP SAIPAN $529,000 HONOLULU
MP TINIAN $532,450 HONOLULU
NC CAMDEN $625,500 ATLANTA
NC CURRITUCK $458,850 ATLANTA
NC GATES $458,850 ATLANTA
NC HYDE $483,000 ATLANTA
NC PASQUOTANK $625,500 ATLANTA
NC PERQUIMANS $625,500 ATLANTA
NE LINCOLN $433,660 ST. PAUL
NE LOGAN $433,660 ST. PAUL
NE MCPHERSON $433,660 ST. PAUL
NH ROCKINGHAM $598,000 CLEVELAND
NH STRAFFORD $598,000 CLEVELAND
NJ BERGEN $636,150 CLEVELAND
NJ ESSEX $636,150 CLEVELAND
NJ HUDSON $636,150 CLEVELAND
NJ HUNTERDON $636,150 CLEVELAND
NJ MIDDLESEX $636,150 CLEVELAND
NJ MONMOUTH $636,150 CLEVELAND
NJ MORRIS $636,150 CLEVELAND
NJ OCEAN $636,150 CLEVELAND
NJ PASSAIC $636,150 CLEVELAND
NJ SOMERSET $636,150 CLEVELAND
NJ SUSSEX $636,150 CLEVELAND
NJ UNION $636,150 CLEVELAND
NY BRONX $636,150 CLEVELAND
NY DUTCHESS $636,150 CLEVELAND
NY KINGS $636,150 CLEVELAND
NY NASSAU $636,150 CLEVELAND
NY NEW YORK $636,150 CLEVELAND
NY ORANGE $636,150 CLEVELAND
NY PUTNAM $636,150 CLEVELAND
NY QUEENS $636,150 CLEVELAND
NY RICHMOND $636,150 CLEVELAND
NY ROCKLAND $636,150 CLEVELAND
NY SUFFOLK $636,150 CLEVELAND
NY WESTCHESTER $636,150 CLEVELAND
PA PIKE $636,150 CLEVELAND
RI BRISTOL $426,650 CLEVELAND
RI KENT $426,650 CLEVELAND
RI NEWPORT $426,650 CLEVELAND
RI PROVIDENCE $426,650 CLEVELAND
RI WASHINGTON $426,650 CLEVELAND
TN CANNON $466,900 ROANOKE
TN CHEATHAM $466,900 ROANOKE
TN DAVIDSON $466,900 ROANOKE
TN DICKSON $466,900 ROANOKE
TN HICKMAN $466,900 ROANOKE
TN MACON $466,900 ROANOKE
TN MAURY $466,900 ROANOKE
TN ROBERTSON $466,900 ROANOKE
TN RUTHERFORD $466,900 ROANOKE
TN SMITH $466,900 ROANOKE
TN SUMNER $466,900 ROANOKE
TN TROUSDALE $466,900 ROANOKE
TN WILLIAMSON $466,900 ROANOKE
TN WILSON $466,900 ROANOKE
UT SALT LAKE $600,300 DENVER
UT SUMMIT $636,150 DENVER
UT TOOELE $600,300 DENVER
VA ALBEMARLE $437,000 ROANOKE
VA ALEXANDRIA $636,150 ROANOKE
VA AMELIA $535,900 ROANOKE
VA ARLINGTON $636,150 ROANOKE
VA BUCKINGHAM $437,500 ROANOKE
VA CAROLINE $535,900 ROANOKE
VA CHARLES CITY $535,900 ROANOKE
VA CHARLOTTESVILLE $437,000 ROANOKE
VA CHESAPEAKE $458,850 ROANOKE
VA CHESTERFIELD $535,900 ROANOKE
VA CLARKE $636,150 ROANOKE
VA COLONIAL HEIGHTS $535,900 ROANOKE
VA CULPEPER $636,150 ROANOKE
VA CUMBERLAND $535,900 ROANOKE
VA DINWIDDIE $535,900 ROANOKE
VA FAIRFAX $636,150 ROANOKE
VA FAIRFAX INDEPENDENT CITY $636,150 ROANOKE
VA FALLS CHURCH $636,150 ROANOKE
VA FAUQUIER $636,150 ROANOKE
VA FLUVANNA $458,850 ROANOKE
VA FREDERICKSBURG $636,150 ROANOKE
VA GLOUCESTER $458,850 ROANOKE
VA GOOCHLAND $535,900 ROANOKE
VA GREENE $437,000 ROANOKE
VA HAMPTON $458,850 ROANOKE
VA HANOVER $535,900 ROANOKE
VA HENRICO $535,900 ROANOKE
VA HOPEWELL $535,900 ROANOKE
VA ISLE OF WIGHT $458,850 ROANOKE
VA JAMES CITY $458,850 ROANOKE
VA KING AND QUEEN $535,900 ROANOKE
VA KING WILLIAM $535,900 ROANOKE
VA LANCASTER $442,750 ROANOKE
VA LOUDOUN $636,150 ROANOKE
VA LOUISA $535,900 ROANOKE
VA MANASSAS $636,150 ROANOKE
VA MANASSAS PARK $636,150 ROANOKE
VA MATHEWS $458,850 ROANOKE
VA NELSON $437,000 ROANOKE
VA NEW KENT $535,900 ROANOKE
VA NEWPORT NEWS $458,850 ROANOKE
VA NORFOLK $458,850 ROANOKE
VA PETERSBURG $535,900 ROANOKE
VA POQUOSON $458,850 ROANOKE
VA PORTSMOUTH $458,850 ROANOKE
VA POWHATAN $535,900 ROANOKE
VA PRINCE GEORGE $535,900 ROANOKE
VA PRINCE WILLIAM $636,150 ROANOKE
VA RAPPAHANNOCK $636,150 ROANOKE
VA RICHMOND INDEPENDENT CITY $535,900 ROANOKE
VA SPOTSYLVANIA $636,150 ROANOKE
VA STAFFORD $636,150 ROANOKE
VA SUFFOLK $458,850 ROANOKE
VA SURRY $458,850 ROANOKE
VA SUSSEX $535,900 ROANOKE
VA VIRGINIA BEACH $458,850 ROANOKE
VA WARREN $636,150 ROANOKE
VA WILLIAMSBURG $458,850 ROANOKE
VA YORK $458,850 ROANOKE
VI ST. CROIX $636,150 ST. PETERSBURG
VI ST. JOHN $636,150 ST. PETERSBURG
VI ST. THOMAS $636,150 ST. PETERSBURG
WA KING $592,250 DENVER
WA PIERCE $592,250 DENVER
WA SAN JUAN $483,000 DENVER
WA SNOHOMISH $592,250 DENVER
WV JEFFERSON $636,150 ROANOKE
WY TETON $636,150 DENVER